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6 Ways to End the Paycheck-to-Paycheck Cycle

Personal finance literature can be full of the kind of simple-yet-unhelpful advice that no one knows how to take—things like, you should have an emergency fund!

While it’s pretty darn obvious that having money set aside for an emergency is better than not having money set aside for an emergency, the suggestions for creating such a fund tend to be unreasonable. They either expect you to save up the piddling daily amount you save by brewing your own coffee, or they expect you to make overwhelming changes to your life by giving up a car or moving to the boonies where everything costs less.