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The 5 Building Blocks of Mindful Financial Independence

Financial independence (and specifically the Financial Independence Retire Early or FIRE movement) has been in the news quite a bit lately.


Such articles often go into breathless detail about the frugal lengths that various FIRE retirees go to in order to save money (like using a power drill to stir natural peanut butter to ensure not a single drop is wasted), making it sound like copying the subject’s penny-pinching example will allow anyone to achieve delicious, peanut-buttery financial independence.


But you can’t frugal your way to wealth, which the most forthright of the FIRE practitioners admit openly. Achieving financial independence and early retirement requires a high salary, which would seem to leave anyone who is not highly-compensated out of luck.