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What to Do When the Economy Comes Screeching to a Halt

If you spend any time in the financial corner of the internet, you’ll sometimes find yourself among the finger-wagging set who like to exclaim “You should have had an emergency fund!” or “You should have saved more for retirement!” when someone asks for advice after a major financial hardship.

This kind of unhelpful comment mostly stems from the fact that financial “experts” are no more immune to smugness than any other types of “experts.”

However, as we face the unprecedented financial fallout of the coronavirus pandemic, I am starting to realize that some of this “told you so”